FHA loans

FHA loans-Low down payment of 3.5% with credit scores of 600 or better are required.  Scores of 660 gets you better rates for this program and down payment assistance may be possible in Lafayette parish when funds are available.

There are no income limits for this program but there is a loan amount limit of $271,XXX so if you need to finance over this you would need to look at doing a Conventional, VA or FHA program.